US Payroll Withholding & Statutory Deductions

Your net take-home paycheck is calculated by subtracting statutory payroll withholdings and elective pre-tax benefits from gross compensation:

Federal Income Tax: Progressive brackets from 10% to 37% based on taxable earnings after the 2026 Standard Deduction ($16,100 Single / $32,200 Married Filing Jointly).
Social Security (OASDI): 6.2% payroll tax on gross wages up to the 2026 wage base limit ($184,500).
Medicare: 1.45% tax on all compensation, plus 0.9% Additional Medicare Tax on earnings above $200,000 (Single) / $250,000 (Married).
State Income Tax: Ranging from 0% (in Texas, Florida, Nevada, Washington, Wyoming, Alaska, South Dakota, Tennessee) up to progressive state brackets in California, New York, and New Jersey.